Instead, it covers the liability of other drivers who might cause an accident but don’t have any or enough auto insurance to pay for the damages. Alternate names: bodily injury liability insurance, property damage liability insurance, auto liability insurance How Liability Auto Insurance Works ...
Most states, including Virginia, require drivers to carry minimum amounts of liability insurance. There are two kinds of coverage included in liability insurance: Property damage liability—This coverage helps pay for damage to the other driver’s property (e.g., their car). Bodily injury ...
PROPERTY DAMAGE LIABILITY (PD) This coverage protects you if you are involved in an accident and you cause damage to someone else’s property. If your car is leased, your lease company may require you to buy higher limits of this coverage.THIS COVERAGE IS REQUIRED TO DRIVE LEGALLY. Auto I...
$50,000 property damage liability coverage per crash. $100,000 uninsured motorist bodily injury coverage per person. $300,000 uninsured motorist bodily injury coverage per crash. Collision coverage with $1,000 deductible. Comprehensive coverage with $1,000 deductible. ...
Also, most states require auto liability insurance for you to legally drive your vehicle. What does auto liability insurance cover? Auto liability coverage has 2 parts, property damage and bodily injury. Bodily Injury Liability: If you're responsible for an accident and someone else gets hurt, ...
property damage coverage can also shield your assets. Many insurance corporations suggest at least $50,000 in property damage liability coverage. It is crucial to maintain liability vehicle insurance in the event of an accident. Regardless of how good you are at driving, accidents occur each day...
Enter your ZIP code now to compare the best Washington auto insurance rates.What You Should Know Washington auto insurance has an average rate of $123/mo Washington auto insurance rates cost more in areas like Seattle State laws mandate 25/20/10 bodily injury and property damage coverage...
Secondly, drivers must carry at least $10,000 in property damage liability (PDL) to cover damage caused to someone else’s vehicle or property.Minimum auto insurance coverage and rates vary from state to state. Compare state to state below:...
Auto Insurance Minimum Requirements by State StateRequirementLimits AlabamaDrivers must carry bodily injury and property damage liability coverage.25/50/25 AlaskaDrivers must carry bodily injury and property damage liability coverage.50/100/25 ArizonaDrivers must carry bodily injury and property damage liab...
25, represents $25,000 in property damage liability. If you damage somebody’s car or a fence on someone’s property when you careen, the insurance company will pay up to $25,000 for property damage. Liability is the key coverage most people are required to buy by the government in...