Additionally, you could face a civil lawsuit if you're at fault in the accident and cause physical injury or property damage. Without an insurance policy to pay damages, you could be held financially responsible for covering someone's medical bills and/or for repairs to their vehicle. Depending...
The goal of a CAR insurance policy is to ensure that all parties on a project are covered, regardless of the type of damage to the property or who caused the damage. Insurers who underwrite this type of policy lose the right tosubrogation. That means that if an insurance company pays out...
you need to call your car insurance company to file a claim in order to receive reimbursement. Because accidents can cause an array of types of damage, your claim may include stolen property as well as bodily, property, and vehicle damage. Regardless of the types of damage for which you fi...
• The age, make, model and market value of the car (if Policy extended to cover fire and theft) We may also take other pricing factors into account, as well as our experience of the incidence and cost of the claims we pay under the third party property damage car insurance we ...
Car insurance typically pays for injuries and property damage you cause, but additional coverage options may be available. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an ...
Massachusetts is a no-fault car insurance state, meaning that each party pays for their own medical care, lost wages, and child care through personal injury protection, regardless of who was at fault. The at-fault party, however, is still responsible for all of the property damage....
Car insurance will cover rental costs after a qualifying claim is filed and approved. However, you must already have rental reimbursement on your policy prior to the accident for there to be coverage. If you are not at fault, the other driver’sproperty damage liability insurancewill likely pay...
Florida property damage liability Property damage liability (PDL) helps cover damage to another person’s property if you or someone else driving your vehicle is at fault in an incident. Is Florida a no-fault state? Yes, Florida is a no-fault insurance state, so drivers must have PIP. In...
Car insurance for a Smart car isn’t different from car insurance for any other type of vehicle. It still offers thesame financial protectionfrom at-fault accidents and other sources of property damage. If you own a Smart car, getting the right amount of insurance is still a matter of cons...
Car insurance is a legal requirement in nearly every state. It provides drivers with financial protection against expensive car insurance claims. It can help pay for medical expenses, car damage, property damage, legal expenses, and more if you’re in a car accident or your car sustains damage...