Two neighbors with the same companies and plans could have rates differing the hundreds, just because they lived in different ZIP codes.So, why is this?When insurance companies calculate rates, they are looking at one important factor: what is the probability that this person will file a claim...
You must also complete certain documentation before shipping auto parts abroad from the Philippines. Typically, this includes thebill of lading, a packing list, a commercial invoice, export licenses, and other documents concerning the exportation of dangerous goods. The bill of lading is a docu...
Vehicle claims histories and reliability also plays a role in how much you will pay for insurance. You may assume that the year that your car was produced is the most important detail, but that is not the case. Vehicle classification codes are used to calculate premiums, and these codes use...
In addition, we cannot assure you that our insurance carriers will cover all or part of the defense costs, or any liabilities that may arise from these matters. The litigation process may utilize a significant portion of our cash resources and divert management's attention from the day-to-day...
telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information...
Crossed classification credibility modelinsuranceIn this article we reviewed the two-way crossed classification credibility model. This model is an extension of the hierarchical models of Jewell and Taylor. When the risk factors are not nested then 3 hierarchical model is not applicable. In the ...
OIDF supports sourcing of the Telematics data along with other data from the devices such as Tachograph and driver behavior monitoring systems in the Auto Insurance.Vehicle IoT (Internet of Things) Result data flow is used to design the OIDF tables that capture processed outputs of the trip ...
(other than an SPE Subsidiary or an Insurance Subsidiary) that shall become a party to the Guarantee Agreement after the Effective Date, the Administrative Agent shall have received documents comparable to those delivered under paragraphs (b), (c) and (e) of Section 4.01 with respect to ...
“Applicable Insurance Regulatory Authority” means, when used with respect to any Insurance Subsidiary, the insurance department or similar administrative authority or agency located in the state in which such Insurance Subsidiary is domiciled. “Applicable Rate” means for any day: (a) with respe...
insurance premiums for personal vehicles. However, the app is not limited exclusively to actuaries. Other individuals or entities, such as insurance companies, researchers, or analysts, who have access to the necessary data and require insights or analysis related to personal auto insurance, can ...