EDITED TO LINK THREAD WITH SOFT PULL LINK https://ficoforums.myfico.com/t5/Credit-Cards/Amex-Clearly-Saying-Soft-Pull-Pre-Qualify-Now/m-p/6590... I did it last week for my father and past account history was the primary reason for denial. You will not waste a hard pull. I had iss...
Here are tips for completing the business credit card application to increase your chances of approval: Complete the application as accurately as possible, even if you have to estimate some of the numbers or generalize the nature of your business. Keep notes on why you answered a question a ce...
American Express has seen 55% of existing business card members choose to enroll in Pay Over Time, predominately to increase inventory for busy seasons, buy in bulk for a discount or help with cash flow. How Pay Over Time works Pay Over Time is a buy now, pay later feature that applies...
When youapply for a credit card, the issuer completes what is known as a hard inquiry, or hard pull, on your credit report. Each hard pull temporarily lowers your credit score by a handful of points for up to a year and typically stays on your credit report for two years. It is adva...
I did not have the "you are already approved" message, only the "expanding your membership." However now it shows me as preapproved for any Amex card cobranded or charge card. I already had the BCE and it was a soft pull. Also - I hit the luv button for disco after my statemen...
Do the new benefits outweigh the upcoming annual fee increase? Here's what you need to know. Some offers mentioned below are no longer available. Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. ...
The Hilton loyalty program has several features that increase the value and flexibility of your points. You can pool your points with family members for free, which makes booking a family vacation or more expensive hotels much easier. You can also take advantage of Hilton's 5th night free on...
Don't miss out on the other top-of-the-line perks and services Amex Platinum cardholders can still enjoy the following membership perks and services: Up to $100 Saks Fifth Avenue crediton purchases in-store or online at saks.com (up to $50 in statement credits from January through June ...