A. Amex 向来以额度大方著称,但有时候也可能会抠门一下,不会一下给你批很高的额度。不过Amex也提供了很方便的Credit Limit Increase请求入口:进入网银后,选择对应的卡,点击available credit limit,弹出的文字最下方就有request credit increase。一般来说大家都直接申请翻倍到现有额度的3倍。 Q. 听说运通会Backdate信...
注意Charge Card 申请时也会有 Hard Pull,跟信用卡一样。 Charge Card 没有 pre-set spending limit。 年费$250,不免首年年费。 此卡由曾经的 AmEx Premier Rewards Gold (PRG) 改版而来。新卡大大增强了消费攒点能力,同时年费也上涨不少。$250 的年费,每年送的钱有 $120 Uber credit 和 $120 dining cr...
申请难度很低,因为严格来说这是一张 Charge Card 而不是 Credit Card。Charge Card 的意思是,你没法只还 minimum payment,而是必须在每个 due date 之前还清 full balance。注意Charge Card 申请时也会有 Hard Pull,跟信用卡一样。 Charge Card 没有 pre-set spending limit。 此卡可以Refer a friend:推荐此卡...
However, when you apply for the Amex Business Platinum card, you may see a hard inquiry or hard pull on your personal credit report. This is because Amex wants to get an idea of the creditworthiness of the authorizing individual. 9. What Are the Credit Score Requirements for the Amex Busin...
Call up Amex to cancel one of yourcreditcards. Then call back the reconsideration phone number and ask the representative to reconsider / reprocess the application. The application goes from DENIED back into IN PROGRESS stage without an additional hard pull. If you have reached this point, the ...
The card they gave me was only $1k as the starter limit and when I applied to increase it to $5k as a starting increase point, I was declined. Which was confusing for me being that I have good great, I never missed a payment on the card, and I make over $120k per year. I re...
A. Amex 向来以额度大方著称,但有时候也可能会抠门一下,不会一下给你批很高的额度。不过Amex也提供了很方便的Credit Limit Increase请求入口:进入网银后,选择对应的卡,点击available credit limit,弹出的文字最下方就有request credit increase。一般来说大家都直接申请翻倍到现有额度的3倍。
A. Amex 向來以額度大方著稱,但有時候也可能會摳門一下,不會一下給你批很高的額度。不過Amex也提供了很方便的Credit Limit Increase請求入口:進入網銀後,選擇對應的卡,點擊available credit limit,彈出的文字最下方就有request credit increase。一般來說大家都直接申請翻倍到現有額度的3倍。
申请难度很低,因为严格来说这是一张 Charge Card 而不是 Credit Card。Charge Card 的意思是,你没法只还 minimum payment,而是必须在每个 due date 之前还清 full balance。注意Charge Card 申请时也会有 Hard Pull,跟信用卡一样。 Charge Card 没有 pre-set spending limit。
The card they gave me was only $1k as the starter limit and when I applied to increase it to $5k as a starting increase point, I was declined. Which was confusing for me being that I have good great, I never missed a payment on the card, and I make over $120k per year. I re...