CCD, CTX 2 banking days *Clarification on the 2 banking day return time frame. The true return period is by opening of business on the 2nd banking day following settlement.**Clarification on the 60 calendar day return time frame. The true return period is by opening of business on the 60t...
Return time frame: Two banking days. R06 – Return per ODFI’s Request The R06 ACH return code informs that there has been an ODFI’s request to the RDFI, by which the latter is to return an erroneous entry. The ODFI needs to compensate the RDFI for the return of an ACH-entry. ...
R31 – Permissible Return Entry (CCD and CTX only): RDFIs may return CCD or CTX Entries that ODFIs accept. R32 – RDFI Non-Settlement: The RDFI is unable to settle the Entry. R33 – Return of XCK Entry: Used to return XCK Entries (at the discretion of the RDFI). R34 – Limited ...
RDFIs will not be required to process returns on the same day that the forward entry is received. The existing return timeframe will still be applicable. RDFIs will have the option of using any of the available settlement windows for returns, as long as the existing return timeframe is met....
A CCD or CTX debit entry was transmitted to a consumer account and was not authorized by the Receiver. Written Statement is required. 60 calendar days Yes Yes Yes Yes R06 Returned per ODFI’s Request The ODFI has requested that the RDFI return an erroneous entry, or a credit entry ori...
Timestamp that indicates what date and time the consumer authorized the debit CCD CCD entries are used if you are debiting from a business bank account. The unauthorized return window is two business days if your payer has used a business bank account. The return window for consumer bank acco...
Printable ACH Entry Class Codes (PDF) Printable ACH Return Entries (PDF) Learn moreabout ACH payments at NACHA’s site:nacha.org Access to theACH Rule Bookis online and free access is available to all Cash Management customers. Contact the Business Solutions Support team to request your credent...