whole life insurance“终身寿险”,是提供终身保障的保险。它承担被保险人死亡保险的给付保障责任,该险种不论被保险人何时死亡,只要发生约定的被保险人死亡事件,保险公司都必定要给付全额保险金。终身寿险有现金价值,这是区别于定期寿险之处。universal life insurance“万能寿险”。保单持有人为获得保险保障要支付保费,...
[translate] athe cash amount that is available when the owner of a whole life insurance policy terminates it prematurely 是可利用的现金额,当一项终身人寿保险政策的所有者过早地终止它[translate]
In this article, we will explore the concept of whole life insurance and delve into the intriguing question of when a whole life insurance policy endows. We will discuss the mechanics of how whole life insurance works, the accumulation of cash value within the policy, and the factors that det...
Getting fit and losing weight, drinking less and stopping smoking can help you get lower premiums on your life assurance. The general rule is, the more of a risk you might be, the more you will pay in premiums, so try to limit your risks before you apply for whole of life insurance ...
Policy type:The type of whole life insurance policy you choose will also affect the cost. There are different variations of whole life insurance, such as traditional whole life, universal life, or indexed universal life. These policies may have different premium payment structures and potential cash...
A system and method for managing a whole life insurance policy with a rider for providing an accelerated benefit for covered long term care expenses. The system and method provides for accelerated benefits to be tracked and maintained as a lien against the death benefit of the whole life ...
B 正确答案:B 解析:细节题。从原文第一段第一句话“Whole life is permanent insurance protection that protects you for your whole life,from the day you purchase the policy until you die.”可以得知,终身人寿保险期限是从你购买保险的那天开始直至死亡之目的。反馈...
What can whole life insurance do for you? A. It only provides basic insurance protection. B. It provides Mortgage protection and Estate preservation. C. It offers Retirement funding, Charitable giving, Business needs. D. It not only offers basic insurance protection, but also provides Mortgage ...
There are two different types of permanent life insurance. Whole life insurance has a set premium. The plan is valid as long as you keep paying the premiums. Whole life insurance builds up a cash value over time. If you surrender the policy, that cash value can be returned to you. ...
Uni the insurance agent sells Ryan awhole life insurancepolicy that covers Ryan for the rest of their life (assuming they continue to make their premium payments). Uni’s insurance company pays a 90%/5% commission on whole life policies, which means the selling agent receives 90% of the fir...