A defined-benefit plan is a type of retirement plan in which an employer promises to provide a specific benefit amount to employees upon retirement. Unlike defined-contribution plans (such as 401(k)s), where the retirement benefit depends on the contributions made and investment performance, defin...
C. risk/return tradeoffs of plan assets accrue to the participant. 正确答案:A 分享到: 答案解析: All investment decisions are made by the plan sponsor, and all risk/return tradeoffs accrue to the sponsor. The benefits paid by a defined benefit plan are determined by a specified benefit ...
What is a defined benefit plan?Question:What is a defined benefit plan?Retirement Plans:When employees join a retirement plan, most plans that they sign up for are defined contribution plans. A defined contribution plan is that a particular amount is contributed by the employee and sometimes matc...
A defined contribution plan differs from a defined benefit plan in that the: A. investment decisions are made by the plan sponsor. B. risk/return tradeoffs of plan assets accrue to the participant. C. risk/return tradeoffs of plan assets accrue to the plan sponsor. 相关知识点: 试题来源...
A company has a defined benefit plan that is currently under-funded. The plan sponsor has instructed the portfolio manager of the plan to invest more aggressively to bring the funding level up to an adequate amount. Which of the following statements best describes the course of action the portf...
ValuationThis study provides a contingent claims valuation approach model to value a sponsor's claim on a salary-related, defined benefit (DB) pension plan. The model is further developed to numerically estimate a suggested optimal contribution cost that allows the sponsor to fairly bear the risk ...
(b) What is the difference between a defined contribution pension plan and a defined benefit plan? Superannuation It is the event of the retirement of an employee or any organization due to the age factor. The age of retirement is usually fixed ...
Health Care Plan 解释: Pension Plan A is a defined benefit plan and possesses the greatest risk to SMC because the university will have to make up any shortfall in the promised benefits of the plan. Therefore, it should be the greatest concern to Shah because the duration and amount of fut...
What Is the Difference Between a 401(k) and a Defined Benefit Plan? A defined-benefit plan, such as a pension, guarantees a certain benefit amount in retirement. A 401(k) does not. As adefined-contribution plan, a 401(k) is defined by an employee'scontributions, which are sometimes ma...
There are two main types of pension plans: the defined-benefit plan and the defined-contribution plan.2 The Defined-Benefit Pension Plan With a defined-benefit pension plan, the employer guarantees that the employee will receive a specific monthly payment after retiring and for life, regardless of...