Workers' compensation covers nearly all workplace injuries, as long as they're declared accidental. The full definition is fairly broad, however, with generic wording that defines what’s covered as “injuries sustained during the course and scope of employment.” For an illness or injury to qua...
We are able to provide advice on all areas of workers compensation claims, including COVID-19 coronavirus compensation where a worker has contracted the virus in the course of their employment. (Our service operates in Victoria, A.C.T, South Australia, and Western Australia)* Each year, thous...
Workers’ compensation insurers have slashed spending on opioids, reducing the risk of addiction and delayed recovery, but now they are under increasing pressure to reimburse injured workers for a new kind of elixir. Six states now allow or require insurers to reimburse workers’ compensation claimant...
Insurers often investigate workers’ compensation claimants: If you claim that a work-related injury or illness disabled you, the insurance company may closely watch you for any evidence to undercut your claim. They may require you to undergo independent medical exams, monitor your social media ac...
Workers Compensation Insurers Propose Reduced Premiums in Rhode Island.(Originated from Providence Journal-Bulletin, R.I.)Donovan, William J
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Workers’ compensation insurers have a set amount of time to conduct this investigation after the date of injury. That time limit varies by state, and there can be important exceptions. Generally, though, inspections have to be completed in around 3 weeks. For example, in Texas, insurers have...
Insights into how the transition may impact workers’ compensation can be drawn from the closure of Hazelwood Power Station in Victoria, which closed in 2017 (three years before the expected 2020 closure) with only five months’ notice. Since Hazelwood's mine opened in the 50s, ...
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Examples of such factors that are used by insurers but were not analyzed include credit-based insurance scores; discounts for homeownership, education level, or multiline; payment modes; and telematics. The report calls these factors “important differentiators for the makeup of premiums,” while qu...