If you have no credit history, your CIBIL score will be 0 or -1 (NA/NH). How to apply for a personal loan for the first time? If you are borrowing for the first time, you can apply for an unsecured loan with a lender that offers funds with no credit check. One of the leading...
Financial Co-Applicants:The income andCIBIL scoreof the financial co-applicant is another important deciding factor before applying for an unsecured education loan. Since lenders are not taking any collateral, they can stay assured that if a student fails to repay the loan amount, their financial ...