If you want to retire early, maxing out your RRSP or TFSA isn’t likely to be enough to retire on. You simply won’t have enough years of contribution room available. If you don’t intend to retire until age 60 or so, life gets more simple, and you can probably skip this part ...
To mitigate this, I plan on opening aspousal RRSP(likelyanother account with Qtrade) to help even out the account balances over the coming years. After all, the goal is tobalance retirement income between spouses to minimize taxes while maximizing income. ...