you might want to consider moving some, or all, of your required distributions from your IRA to a charity. You can transfer up to $100,000 from your IRA in this type of qualified charitable distribution, thus meeting your RMD requirements without adding to your taxable income. Furthermore...
Kiplinger’s Retirement Report – RMD Tips: When Your IRA Holds an Annuity - Here are some excerpts from a recent Kiplinger’s Retirement Report story titled, “RMD Tips: When Your IRA Holds an ... Required Minimum Distributions - What Is a Required Minimum Distribution? A required minimum...
The other thing to realize with withdrawal rate studies is that most of the time at 4% you die with way more than you retired with. On average, after 30 years, a 4% withdrawal rate leaves you with2.7 times what you retired with. The 4% rule of thumb is set low to cover the worst...