"The short answer is no, you cannot borrow or loan yourself money from your Roth IRA," says Kaleb Paddock, a certified financial planner with Denver-based Ten Talents. There is a potential "workaround" if you withdraw funds from your Roth IRA and put them back via a deposit within 60 d...
the risk that even though you average 8% (or whatever) returns over your retirement, if the crummy returns show up early, the combination of bad returns and portfolio withdrawals will cause you to run out of money early. So the amount you can safely take out each year must be low enough...