Not so simple: Why target-date funds are widely misused by retirement investorsKey findingsTrends in Target-Date Fund (TDF) UsageHow TDFs are used nowProfile of who uses TDFsComprehension of TDFsReasons retirement investors are full-, partial-, non-TDF users or DecreasersMarch...
It’s a misconception to think of target funds as the safest retirement investments; even the best target-date funds are not completely risk-free. One of the biggest risks to be mindful of is underinvestment, says Troy Dryer, vice president of business development at IPX, a company owned by...
Why target date funds work better for all 来自 EBSCO 喜欢 0 阅读量: 50 作者: T Banks 摘要: The article presents the views of Tim Banks, head of DC sales and client relations at AllianceBernstein LP on target date funds (TDFs). Banks said that flexible TDFs meet the standards by ...
Target-date and balanced funds are good options, experts said. Sdi Productions | E+ | Getty Images Humans like choice. Indeed, it's a bedrock principle of autonomy and freedom. But when it comes to investing, having too many choices can be bad. "Most likely, it will hurt you rather ...
Some people will not use DRIP in order to keep the dividend amount and purchase other companies equity. The second year you have new room 6K and you would like to buy another 5 companies or update the portfolio.. So you get the idea. When a person starts investing every purchase has a...
Ease of use:Each brokerage has a different website andmobile app. While this is much more subjective, it's advantageous to use a brokerage with a web interface and experience you understand and enjoy. Promotions:From time to time, brokerages will offer bonuses to new users. For example, I...
In short, if you are looking for an investment with as little risk as possible from an entity with reliable credit and a legal obligation to return your money, government bonds are the way to go. You may not make much profit, depending on the duration of the bond, but you are also un...
The principal value of the funds is not guaranteed at any time, including at the target date. More complete information can be found in the prospectus for the fund. Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to ...
Some asset-allocationmutual fundsare known as life-cycle or target-date funds. They set out to provide investors with portfolios that address their age, risk appetite, and investment goals with the correlated parts of different asset classes. Critics of this approach point out that a standardized ...
If the entity issuing the bond didn't pay back its investors the bond's principal amount, it would be considered in default, or nonpayment, of the bond. The risk that a company or government might not pay back the principal amount of a bond is calleddefault risk.3 ...