Where and Why Do Homeowners Associations Form?No abstract available.Cheung, RonMeltzer, Rachel
in June 2021 did more than highlight structural risks—it exposed a major financial vulnerability shared by many homeowners’ associations (HOAs): inadequate insurance coverage. The Surfside HOA had deferred critical maintenance due to funding shortages and was underinsured. That reality sent ripples ac...
interested in how this knowledge can inform intervention measures relevant for stakeholders in both energy transition and home renovation such as political decision-makers and con- tractors (and their marketers) as well as relevant con- sumer associations providing knowledge and advice to homeowners. Pr...
He discovered that rich homeowners are much more likely to accept higher remodeling prices. The reason is because their homes are more expensive on a price per square foot basis. Therefore, there is a bigger cost buffer they can deal with e.g. remodel for $1,000/sqft and sell for $1,5...
A moral hazard is a situation whereby a party provides information that is misleading about his/her credit capacity, liabilities, or assets when entering into a contract with another party. It happens when, during a transaction, one participant assumes the addit...
Theissuanceof subprimemortgagesrepresentslendersloaning money tothepool of potentialhomeownerswhoarethehighest credit risk andhavethelowest netwealth andotherfinancial resources. In otherwords, thisgroup ofborrowersmost in needof mortgage creditwasalsothehighest risktolenders, aperfect example ofadverse ...
Are homeowners associations commie fronts? People form groups and share ownership all the time. Is that commie light? I suppose the sharing movement, where people rent cars, tools, bicycles, and such, rather than own them is the first step toward the slippery slope of sharing ownership. ezryd...