For example, if a business offers multiple types of health insurance plans, some employees might prefer to pay higher premiums to have a PPO while others might prefer to pay less for premiums and get their coverage through an HDHP. By maintaining an open dialog with employees, a business ...
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Coinsurance vs. Copay: What's the Difference? Health insurance isn’t free. When you use yourhealth insurance, you’ll likely have to pay some costs out of pocket. Two common out-of-pocket expenses are copays and coinsurance. Although the terms might sound similar, copays and coinsurance ...
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