My friend just retired age 60 NYC pension 80k I moved South many years ago My total 401k (If it didn’t go DOWN again this week)150k I’m sick to my stomach knowing I will have to do physical labor until I die and NEVER enjoy retirement 401ks are a SCAM Reply James Hebert You...
SELLERS – Of the property you are pursuing. My experience with the first bank which was a credit union bank in December 2017. Got pre-qualified, did all the paperwork, and submitted everything getting ready for the appraisal to be scheduled. Was nearly close to my closing date, and pa...
Impact of Credit Inquiries:Applying for new credit can result in hard inquiries on credit reports, potentially lowering credit scores. Despite reduced credit utilization, if an individual has recently applied for multiple new credit accounts, the resulting inquiries can contribute to a credit score dec...
It suddenly hit me one day that I have no pension in place. I’ve never had a workplace pension and until now, I’ve never had any savings. I was always a spender. I’ve had to teach myself in recent years to become a saver instead. Since having children I’ve learnt to budget...
My own research has shown that in the absence of wives’ added contributions to family income, the real (inflation-adjusted) income of middle-income married-couple families with kids would have gone up a mere 6 percent between 1979 and 2000, a barely noticeable advance of 0.3 percent per ...
4) I’m going to say it. More money is better than less money. Over the years, our wealth has grown and with it our discretionary expenses. Our monthly expenses are punch worthy. We are debt free. Drive cars to the ground and we don’t eat out at expensive fancy restaurants. Most ...
Our monthly budget is $2,300 which includes a small pension from my husband and some rent from our holiday condo we bought in Chiang Mai 16 years ago. So, this budget is for three people. Some weeks our budget isn’t enough, but other weeks we have money left over. It works out pr...
This kind of occasion is really important to try to break down some of the biases or the misinformation that has been generated so far. I hope the BFA would do a good job and try to help people, to bring the people together so that we can create and share a similar vision of a ...
my regular occupation is no longer “physician.” It's “blogger” or “podcaster” or “CEO.” If I can't practice but could blog, then we're looking at residual (partial) disability. My Residual Disability Rider says that it isn't going to pay squat if my monthly earnings are reduce...
people are trying to sell their used items for almost what you pay for them new in the stores, CRAZY. So far, I have been blessed and have managed to get my used items for reasonable used prices here in Canada, but it has been truly luck and or God looking down on me and ...