Marriage can seal a union between two people, but it doesn't mean it unites their credit scores. Married or not, you still have your own individual credit score. Aspects of marital life, however, can impact your individual credit score in a few cases. Let's explore the reasons ...
Not all credit scores are "FICO" scores. So, make sure the credit scores you are comparing are actual FICO Scores. The FICO scores should be accessed at the same time. The passage of time can result in score differences due to model characteristics that have a time based component. ...
Why does Equifax, TransUnion, Borrowell, CreditKarma, give me vastly different Credit Scores? They all greatly differ, by 10, 30, or 80 points.Credit Score:A number comprises of three digits that represent a borrower's creditworthiness...
Before we begin, we wish to note that as the basis for our discussion, we consider each of \(K\) items as one indicator of the domain under study, which we assume is a relatively unidimensional concept. Moreover, while these items differ in wording and their specific content, they are ...
while a handful of studies have examined the question of whether people differ with respect to their judgements of human-created versus AI-created artworks, at noted above, mixed results have been yielded, leaving the answer to this question unclear. Thus, by employing two large-sample (Ns ...
In addressing social stratification, Black (1976, p 17) maintains that individuals with lower income and wealth “have less law…[and] are less likely to call upon the law in their dealings with one another, and when they do, they are less successful.” Though Black (1976) defines stratifi...
Each was prefaced by ‘How much do you agree or disagree with this statement?’. Participants were unable to move backwards through the statements, meaning they could not change an earlier response after seeing a later question − a precaution to facilitate our showing people two versions of ...
Why does Equifax, TransUnion, Borrowell, CreditKarma, give me vastly different Credit Scores? They all greatly differ, by 10, 30, or 80 points. How does credit card processing work and what exactly do companies like? Explain briefly. Why are credit departments in banks and majo...
Why do I feel so squeezed?As I solicited questions for this book, the one above kept coming up, in one form or another. And while I’m not happy about that, it is affirming, because it is, in my view, the great, unanswered economics question of our time.It...
While all flow states possess the aforementioned characteristics, they differ in subjective intensity based on the duration and complexity of the activity that elicits them (Nakamura & Csikszentmihalyi,2002). Flow states can be classified on a continuum, with the less intensemicroflowstates at one en...