While an increasing number of people turning to different kinds of lenders to establish credit, a great number of these people and others still have difficulty understanding how credit scores work and why credit
Your joint credit account applications may not qualify or may garner higher interest rates than if the spouse with the higher score applied on their own. Is a spouse responsible for their partner's credit card debt? There are situations in which you may be responsible for your partne...
Why There Are No Credit Scores in ChinaRachel LuForeign Policy
First off, there are several credit scores out there. While it's important to cultivate your credit scores by using credit responsibly, your FICO credit score may not be the same as what VantageScore reports, and lenders may use a different one entirely, so focusing on one score can be a...
Ways to improve your credit score There are several ways toimprove your credit. Some will take longer than others to have an effect, but give these a shot: Make your monthly payments on time Lower your overall debt Don't use credit for purchases you can't afford ...
When the scores are significantly different across bureaus, it is likely the underlying data in the credit bureaus is different and thus driving that observed score difference. However, there can be score differences even when the underlying data is identical as each of the bureau's FICO scori...
Recent closures of multiple high-profile retail credit cards — from Uber, Starbucks and Walmart — highlight the importance of a healthy merchant-bank relationship.Many or all of the products on this page are from partners who compensate us when you click to or take an action on their web...
How do I stay on top of my credit score after a score drop? Key Takeaways There are many reasons why your credit score could have dropped, including late payments and recent credit inquiries. You should regularly monitor your credit report to keep track of any changes that might be affect...
If you filed an electronic return and enrolled in direct deposit, you should get a refund within 21 days of filing, according to the IRS, as long as there are no issues with your return. If you mailed a print return or filed an amended return, it will take at least four weeks for ...
Myth 4: An app can fix my credit score If you're concerned about your credit score, you may be tempted to do something simple and easy to fix it, such as downloading an app that claims to fix your credit score. Unfortunately, credit is not simple—and there are no magical fixes that...