Social Security payments can be helpful, but they are not intended as your only source of income during retirement. They are only expected to cover about 40%, on average, of your annual pre-retirement income, according to the Social Security Administration.5 Make Your Money Work for You Most...
There’s a very real possibility the government will stop issuing Social Security payments after the debt limit is hit. Scary as that prospect is, however, the alternative might be even worse: A little-known provision of a 1996 law could be interpreted to allow the Socia...
Financial institutions are required to maintain interest-bearing accounts atFederal Reservebanks to ensure they have enough money to cover depositors' withdrawals and other obligations. Any money in their reserve that exceeds the required level is available for lending to other banks that might have a...
as social networks with more users allow for more connections, and larger pools of search data generate better and more targeted results. Yet these services are free to users, who determine their success, as revenue from advertising relies on the number of users. Therefore, incentives remain for...
Times are changing, though. Disputes over election results and ballot access have become more prominent over the past half-decade. In turn, secretaries of state have faced newfound scrutiny and are likely to become more central figures in coming elections. Power from the Constitution The ...
their exploitive strategies. If you are one of these types of managers and have done well, promote your results and explain how they can continue in the coming years. If you hadn’t managed this past decade well amidst opportunities that others found, you are probably already out of ...
the majority of economists (including me) will fail to see it coming. And as for “overbuilding,” Forbes ain’t seen nothing yet. Over the next 30 years China will construct a mind-boggling amount of new residential and commercial buildings. The comparisons with Japan circa 1990 are just ...
If you have no high-interest debt, a loaded emergency fund, and plenty of money invested in the stock market, you might want to go ahead and pay off your mortgage or student loans early. But otherwise, consider just making your required payments and putting any extra money to...
"When you look at the interest on high-yield savings accounts, you can earn upwards of 4% or 5%," she says. "Wouldn't you rather have that money coming directly into your paycheck and then earning 5% on that money? That's a great outcome rather than waiting an entire...
If there's something important coming up that you are anxious about, visualize that event having a positive outcome. Imagine how you can behave to promote this positive outcome instead of focusing on how it could go wrong. 6. Surround yourself with positivity Try to incorporate what brings you...