Below, we discuss the idea of low-risk investment strategies and the four groups that are considered safe haven assets. We talk about the pros and cons of each one- and answer some of the frequently asked questions on the topic. The top way to safeguard your retirement is to open a prec...
Protects against losses.By definition, it’s theoretically possible to lose every dollar that you invest. Some annuities are more like insurance products than investments, because they guarantee that you will at least recoup your initial investment. However, that safety comes at a hefty price in t...
My own solution was to use two thirds of my pot to buy two annuities. One guaranteed and one with profits. The other third was put into a Sipp, invested in a Harry Browne Permanent portfolio – 25% in each of FTSE all share tracker, sixty year gilt, Physical Gold ETF and cash. When...
Managing insurance and annuities Running a family’s small business Choosing Multiple Agents More than one agent can be named in a POA, either with the authority to act separately or they can be required to act jointly. Having two agents who are separately authorized to manage routine items can...
Most twenty-somethings have never and (unfortunately) probably will never sniff the sweet security provided by a pension plan. So what are these mysterious things called pensions that many of our parents and grandparents lean on in their retirement? Why are they disappearing? And what are our ...
you’ll get homilies about how great small government is, or you’ll get goofy talk about Social Security. Really people, if the best you got is complaining about being required to buy an annuity that’s a damn sight more sound that the annuities sold by insurance compa...
those who can get the biggest fees for all the effort expended. That would be people like AIG peddling super-high-cost insurance products like variable annuities, where you pay extra fees for a tax benefit that is redundant (because 403b is already tax deferred). ANd you are often stuck ...
Controlling a financial portfolio Managing insurance and annuities Running a family’s small business Choosing Multiple Agents More than one agent can be named in a POA, either with the authority to act separately or they can be required to act jointly. Having two agents who are separately author...
Controlling a financial portfolio Managing insurance and annuities Running a family’s small business Choosing Multiple Agents More than one agent can be named in a POA, either with the authority to act separately or they can be required to act jointly. Having two agents who are separately author...