Then they make money frominterchange feesthat retailers pay on every purchase that a consumer charges to a credit card, frombalance-transfer fees, and from customers who don’t pay off the balance before the introductory period ends, thus having their remaining balances subject to the banks' re...
Yeah you spend a dollar to make a penny. Dave Ramsey was right all along — Nate O'Brien (@nateobrienn)June 25, 2023 When making large purchases I just ask for a cash discount. Usually saves me 3%. Merchants hate those interchange fees too — Nate O'Brien (@nateobrienn)June 25, ...
Theory and Calibrations For two decades, economic and legal academics have speculated about the impact of the fees that merchants pay for credit card acceptance. Since all customers pay the same price, the theory goes, everyone pays for the benefits that go only to credit card users. A ...
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