Commercial Transactions: Who Does the Title Insurance CoverWeinreich, MarcProb. & Prop
The Affordable Care Act requires all Americans to have health insurance or pay a tax penalty. But, who qualifies for an Affordable Care Act exemption? Find out more about who qualifies for an exemption from the Affordable Care Act tax penalty.
National and regional property insurers that offer short-term rental insurance include: Allstate:Allstate’s HostAdvantage home-sharing insurance offers a Merry Maids discount, with $25 off your first four cleanings. American Family:American Family offers short-term rental insurance for those who ren...
When businesses are involved in car accident lawsuits, an auto insurance carrier might not be. Sometimes commercial auto insurance coverage might play a part, but other types of commercial insurance often come into play if someone files a claim for damages against a business after a car accident...
Learn more:Best Tax Software of 2024 H&R Blockhas several self-filing options, including a free online version that’s best suited forsimple returnsand a deluxe edition if you need to itemize your deductions. (The deluxe package costs $44 for federal returns and $45 per state filing.) ...
Permanent life insurance:Permanent life insurance offers coverage for the entire lifetime of the insured person, as long as premiums are paid. In addition to the death benefit, permanent life insurance policies often have a cash value component that grows over time. This cash value can be withdr...
Businesses may buy blanket insurance to cover multiple residential, rental, or commercial properties. Individuals may find buying individual policies and adding riders to them less expensive than blanket insurance. How Blanket Insurance Works Blanket insurance usually offers broader protections than a typica...
there are six types of institutional investors: endowment funds, commercial banks, mutual funds,hedge funds, pension funds, and insurance companies. Institutional investors face fewer protectiveregulationscompared to average investors because it is assumed the institutional crowd is more knowledgeable and be...
Catastrophe insurance is also different from other types of insurance from a business standpoint. It is difficult to estimate the total potential exposure to, and cost of, an insured loss, especially since a catastrophic event often results in an extremely large number of claims being filed simulta...
Understanding the regulation of the banking, securities, and insurance industries can be confusing. While most people will never deal directly with these agencies, they will affect their lives at some point. This is especially true of the Federal Reserve, which has a strong hand in influencing li...