WHO REALLY NEEDS LONG-TERM CARE INSURANCE?
While support for mandatory LTCI is low overall, it is strongest among racial/ethnic minorities and people with health problems, who potentially have the most to gain. 展开 关键词: long-term care insurance discrete choice experiment economics health care financing ...
International differences in long-term care (LTC) use are well documented, but not well understood. Using comparable data from two countries with universal public LTC insurance, the Netherlands and Germany, we examine how institutional differences relate to differences in the choice for informal and ...
Note: Beginning with the 2019 tax year, there is no longer a penalty for not having health insurance. Video transcript: The Affordable Care Act requires most Americans to have health insurance or pay a tax penalty. But, who qualifies for an exemption? members of certain relig...
Unlike the insurance universe, which is marked by cycles and trends where shocks are exceptional, reinsurers need to focus on the tail end of the probability spectrum – on low-frequency, high-severity events for which the variance per risk is much higher. The insurer’s risk probability ...
Long-term care insurance and optimal taxation for altruistic children We model long-term care insurance in an optimal taxation framework. Every adult decides upon the amount and type of care he purchases for his dependent parent. We consider two alternatives: nursing-home care provided by the gove...
Children whose parents still have a living spouse, have long-term care insurance or are eligible for Medicaid aren't bothered as much. And when it comes to care, children tend to discriminate between parents. They provide care for married parents and widowed and divorced mothers at similar rate...
On the other hand, universal life insurance coverage is a type of permanent life insurance that remains active for the insured's lifetime as long as premiums are paid. It offers flexible premiums and an adjustable death benefit, attractive features for those seeking long-term security and the ...
(out of 5) in their long-term care insurance service were excluded from the survey. Long-term care insurance services comprise the national health service in Japan, for which every Japanese person aged 65 and older is eligible [19]. Degree 4 of long-term care insurance service means that ...
Additionally, some young caregivers and their families struggled with public health guidelines; families were divided about government policies, which made it difficult for service providers to bridge these conversations; families struggled with understanding who was eligible for vaccination as a caregiver,...