For example, in New York State, the Department of Financial Services (DFS) supervises and regulates the activities of approximately 1,500 N.Y.-domiciled banking and other financial institutions with assets totaling more than $2.6 trillion and more than 1,800 insurance companies with assets of mo...
"Credit card payments are protected by the Fair Credit Billing Act (FCBA), which allows you to dispute billing errors, which can include unauthorized charges, and temporarily withhold payment while the creditor investigates," Adler says. There's no guideline in the FCBA that explicitly states th...