Your credit reports are put together by three national agencies: Equifax, Experian, and TransUnion. Learn all about them here.
Byline: Andy Peters Questions are multiplying about a key component of the Consumer...Peters, Andy
You should also check with the three major credit reporting agencies and obtain a copy of your credit report to be sure that nothing else has been accessed fraudulently. According to the Fair Credit Billing Act, consumers have 60 days from the time they receive their credit card bill to di...
The Individual Tax Identification Number, or ITIN, allows taxpayers who don't have a Social Security Number (SSN) to file income tax returns. Unlike other forms of ID, ITINs only have one purpose—tax filing and reporting. Having an ITIN number won't mak
Equifax, Experian, and TransUnion are the three largest credit bureaus, or consumer reporting agencies. They collect information about your credit history and credit score, and then provide that to creditors and lenders who want to assess your trustworthiness. The credit bureaus get their information...
A deceased alert notifies credit card companies that an account holder has died. Credit reporting agencies such as Equifax, Experian, and TransUnion will issue an alert that will appear on the person's credit report. The alert informs credit card companies to deny credit transactions on the card...
because it claimed to be based on rigorous science, was published by an imprint of the National Academy of Sciences, and argued that MTF sex changes are motivated primarily by erotic interests and not by the problem of having the gender identity common to one sex in the body of the other....
Three-quarters (75%) of filers expect a refund, according to anew survey from Intuit Credit Karma, with more than a quarter (27%) of them predicting it will be larger than last year. Other filers, however, are feeling anxious as the April 15 tax deadline looms: Twenty-three percent of...
Executives like Kenneth Lay, Jeffrey Skilling, and Andrew Fastow were held responsible for the scandal, but others, including credit rating agencies and investment banks, also played a role. The SEC, credit rating agencies, and investment banks were also accused of negligence—and, in some cases...
Debt buyers, such as privatedebt collectors,collection agencies, or even investors, make money by purchasing debt that the original creditor has given up on ever collecting. The creditor might, for example, be a credit card company, an auto lender, or a utility. Once it owns the debt, the...