Whether you go with an ETF or mutual fund, be sure to check the expense ratio and any other costs of the fund. Costs are a huge driver of your return, and experts suggest that you focus on those first, especially for index funds, where everyone is tracking the same index anyway. ...
But unlike those other 2 plans—which can have you on the hook for high penalties as well as taxes if you withdraw before age 59½—the 457(b) lets you withdraw your money penalty-free after you leave your job with the plan-offering employer as long as you haven't rolled-in other ...
As a fund’s risk-adjusted return (alpha) is often an indicator of a fund manager’s skill, there may be a potential perception that managers of funds with high PCFs show superior skill. However, fund managers should only get credit for returns for which they are responsible. For instance...
3) Access to Wealthsimple Save, which is a High Interest Savings Account option. Canadians could open up an EQ Bank Account outside of their Questwealth Portfolios account and get access to a better online banking option than Wealthsimple Save – but some folks just like have everything “...
Now you may be in the position of choosing between buying stocks or an exchange-traded fund (ETF). Making this choice is no different from any other investment decision. As always, you want to look for ways to reduce your risk. And of course, you want to generate a return that beats...
Returns from PPF vs Mutual Funds FeaturePPFMutual Funds ReturnsFixed and guaranteed by the governmentVariable, depending on market conditions and fund manager performance RiskLowHigh to low Potential for high returnsLowHigh Time horizonLong-term (15 years)Short-term to long-term ...
Risk and Return Equity funds generally carry higher risk compared with income funds because of the inherentvolatilityof the stock market. However, they also offer the potential for higher returns over the long term. The precise risk and return of an equity fund will depend on the underlying stoc...
On the flip side, mutual funds are generally associated with active management, a system wherein a team of managers researches, analyzes and chooses stocks. However, there are some mutual funds that track indexes as well, so owning a mutual fund doesn't necessarily mean you have an acti...
Your minimum account balance is a source of income for the broker via interest. Depending on the type of account you have, you may see some return on your deposits, but if you do, it’s likely to be significantly less than what the brokerage is earning. ...
The return on T-bills tends to have an inverse relationship with inflation and the Federal Reserve benchmark rate. A higher rate set by the Federal Reserve means lower returns on T-bills. By contrast, CDs and high-yield savings accounts tend to give higher returns as the Federal Reserve ben...