What do car dealers look for in credit reports? Which credit bureau is most used for auto loans? Find all the answers in our latest post!
American Express’s decision regarding the credit bureau from which it pulls credit reports carries significant implications for consumers, influencing their credit application experiences and potential credit outcomes. The choice of credit bureau can impact the accuracy, consistency, and comprehensiveness of...
Airlines must report to the U.S. Bureau of Transportation Statistics the percentage of their flights that arrived at the destination gate no later than 15 minutes after the scheduled arrival time. While a 15-minute delay may make tight connections even tighter, the DOT allows this 15-minute gr...
Furthermore, Synchrony Bank’s reliance on credit bureau data extends beyond the initial application process. The bank regularly reports customers’ credit account information, including payment history and account balances, to the credit bureaus. This reporting practice is instrumental in shaping individua...
While a credit freeze is in effect, your credit report is still visible to your current creditors and some government agencies, according to the Consumer Financial Protection Bureau. If you've signed up for a credit monitoring service, that company can view your credit report, too. And th...
Debit and credit cards are two of the most commonly used payment methods today. Over 175 million Americans have a credit card, according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market report. And according to a 2022 report from S&P Global Market Intelligence, debi...
Chances are, you have a Visa or Mastercard credit card in your wallet. So what’s the difference between the two, and which is better? In short, there’s nothing inherently better about either network. They both are widely accepted and offer similar protections. Your card issuer — l...
For example, qualifying for a new mortgage typically requires a borrower have a DTI of 43% or lower to ensure that the borrower can comfortably afford the monthly payments for the new loan, according to theConsumer Financial Protection Bureau (CFPB).5 ...
Working Paper 7418, National Bureau of Economic Research Eichengreen B, Hausmann R eds. (2005) Other People's Money: University of Chicago Press Favilukis J, Kohn D, Ludvigson SC, Van Nieuwerburgh S (2013) International Capital Flows and House Prices: Theory and Evidence. In: Glaeser EL,...
For several decades, digital formative assessment tools and platforms have been promoted as promising for supporting adaptive teaching. For learning goals