The agreement can also be structured to include service and maintenance costs. The MGFV is the amount your company will need to pay at the end of the agreement to own the car, and is also known as the balloon payment. There’s another option, however. If your company wants to hang on...
These can include a driver’s ZIP code, age, gender and credit history (in most states), as well as the type of vehicle being insured and annual mileage. Each insurance company uses its own rating algorithm that determines how heavily each factor is weighted, but driving record is generally...
Like the copayment, coinsurance is one of the ways the consumer and the insurance company split the healthcare costs. Unlike copayment, coinsurance is not a fixed amount, but rather it is a fraction of the total costs. And the percentage remains the same regardless of the service. How Coin...
If you are using credit unions, check if your credit union is state or federally chartered. If it is state-chartered it might not be as safe for your money. It is worth checking with a credit union representative to make sure you are insured. 5 reasons you should choose a credit union ...
Just about every bank insures up to $250,000 per depositor through theFederal Deposit Insurance Corporationor FDIC. What many people don’t realize is that federally-insured credit unions also have the same amount of insurance, even though it comes through a fund under the National Credit Union...
I also dispel the myth there that the insurance company “keeps” your cash value when you die, contrary to your claim. And you obviously don’t have a clue about the tax laws that apply to this and how it’s possible to access your equity and substantial profits with no tax consequence...
Briefly describe the duties imposed on the insured under a homeowners policy after a property loss occurs. a. What are the two major sources of revenue for a property and casualty insurance company? b. What are the major expenses of a property and casualty insurance company? What are some wa...
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Rough Hewn Lumber Company orally contracts with Joe for the purchase of five acres of Joe's timberland. Joe makes the transfer but Rough Hewn does not pay the price. The lack of a written contract could bar enforcement of this deal. ...
Response from the owner:Thanks Glenn. Missouri residents need to contact their state representative about proposed changes to Missouri workers comp laws that only benefit the insurance company and limit the compensation to the injured worker. Jefferson City is full of state representatives and senators...