B。解析:支票账户(Checking account)的一个主要功能就是可以通过写支票来支付各种费用。储蓄账户(Savings account)主要是用来存钱赚取利息的,不能直接写支票支付,A选项错误。定期存款账户(Time - deposit account)是有固定期限的存款账户,不能用于写支票支付,C选项错误。基本储蓄账户(Basic savings account)也是以储蓄为...
” the answer is no. You can think of thebenefits of a money market accountas a savings-checking hybrid. This is an important piece of the money market account vs. savings account story. On the savings side, with a money market account, you can typically earn interest on the balance you...
When choosing between certificates of deposit and savings accounts, the best choice for you depends on how long you plan to leave the money in the account. Emergency funds are better in savings; longer-term goals work for CDs.
Otherwise, expect to pay a small fee for using the service as a non-customer. Find the Best Savings Account Rates - Compare Now Unlock exclusive savings rates and gain access to top-tier banking benefits. Savings Checking CDs What Banks Have Free Coin Counting Machines BankCustomersNon-custo...
With a savings account, you’ll have easy access to your money and earn a little interest on the balance. A CD typically pays more interest, but access to your money is limited. Savings account The most basic account for saving available through a bank or credit union, this kind of acc...
Note: Account owners age 62 and older don’t have to pay a fee. Minimum deposit to open $0. $0. Sign-up bonus N/A N/A + Click here for analysis of Chase and Citibank's savings accounts Both have minimal interest rates, with Citi having a slight edge. Both have monthly fees that...
Some of the top reasons for choosing a bank over a credit union for your savings include: Familiarity and convenience Those who already have a relationship with a bank will often find it's easier to open a savings account or CD with that same bank, says Julia M. Carlson, founder of Fina...
Thattraditional, big bank you're used to seeing advertised in commercials and in sports arenas may be your loyal bank of choice since you were ateenager. But if you're looking to maximize your return on your cash, you should look elsewhere. ...
NexBank: High-Yield Savings Account - 4.35% APY CIT Bank Platinum Savings: $300 Bonus Western Alliance Bank: High Yield Savings Account - 4.25% APY UFB Portfolio Savings: Earn up to 4.01% APY Mission Valley Bank: High Yield Savings Account - 4.27% APY The State Exchange Bank: High Yield...
A bump-up CD is a type of CD account that allows you to capitalize on CD rate upticks by increasing yourannual percentage rate (APY)before the account has matured. Your bank determines the rules for your bump-ups, but, in general, you can increase your CD rate if the rate ...