The problem with using a Chinese bank to exchange cash in China is the convenience factor. I rarely spend less than an hour waiting in a Chinese bank and I’ve been known to wait 2-3 hours. That’s not to mention the fact that you can’t rely on a bank to have an English-speakin...
Rates vary on a daily basis. Changing cash or travellers cheques, you will get the rate on display at the window of the exchange bureau or bank. Rates vary between different banks, but not between branches of the same bank. The only exception to this is the SCB and TMB bureaus at Bang...