There can be legitimate reasons to expedite a vehicle purchase. Perhaps your vehicle was totaled in an accident, or maybe it broke down and it's not worth paying to fix. Either way, you'll need a new car right away. But many shoppers don't think about doing valuable research beforehand....
If your car is totaled, your car insurance company will reimburse you based on the current value of the car after this depreciation—not the price you paid for it, the cost of a new one, or the amount you still owe on your loan or lease agreement. That's where gap insurance comes in...
Image Credit:daseaford/iStock/Getty Images Collision coverage is the kind you want to have if your vehicle is totaled, either because of an accident or due to an act of nature. But it will bump your auto insurance premiums up a bit, so drivers are often eager to drop it as soon as ...
In determining whether a vehicle is totaled, insurance companies will calculatethe total loss ratio(cost of repairs/actual cash value) and then compare this ratio to limits set either internally within the company and/or regulated and established by state law. It is also sometimes referred to sim...
And then I was in a car wreck. So I was in the backseat of a car and a deer ran in front of the car, completely totaled the car, and I had another concussion. So it was some healing, a little bit of healing, and then set back. And it was just this con...
Social Security was not designed to provide enough income for a comfortable retirement, nor is it likely to do so in the future. Without a legislative fix, the Old-Age and Survivors Insurance (OASI) Trust Fund reserve is expected to be depleted by 2033. ...
Remember: Insurance is never an investment. Inherenitly, it’s a payment for protection from an unwanted risk. So on that note, be honest with yourself: What’s the likelihood of this risk? How likely are you to get into accident, either by your own fault or ...
Answer and Explanation: (a) Under FOB shipping, the seller's duty is only till the goods leave the warehouse or the shipping point decided by the seller and buyer. The buyer...Become a member and unlock all Study Answers Start today. Try it now Create an a...
Sears' retail stores spread across the country and its sales stayed strong even during the Great Depression, as the company spawned now-famous brands like Kenmore, Craftsman and even Allstate Insurance. But by the 1990s, Sears began to struggle as the company confronted competition from rival dis...
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