When your car is totaled by insurance what happens first is that the company must determine proper compensation for its value. If your insurance company determines that your car is totaled, there are a few different ways that they maycompensate you for its value. Your insurance company may repl...
Insurance companies are usually the ones who make the call on whether your car is totaled or not. If you think they've misjudged your situation, you can get it independently appraised. If the independent appraisal is significantly different than your insurance company's appraisal, then you may ...
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When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and
Continue to comply with the terms of the lease until the title is cleared. Title clearing happens after the car is totaled as the car is processed by the lien holder and the insurance companies. During that time, you must continue to make your lease payments as agreed. You will be notifie...
Sometimes, instead of an adjuster, you will be asked to bring your vehicle to a preferred auto body shop to get estimates. If the estimate to fix the auto in question is higher than the fair market value of the car, the adjuster will rule the vehicle “totaled,” and they will instead...
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CONSIDERING A MORTGAGE REFINANCE LOAN? THIS IS HOW MUCH A 1% RATE DROP CAN SAVE YOU 3. Keep your cash working with CDs Certificates of deposit (CDs)don’t have the luster they once did when you could find yields of 4% to 6%. According to the Federal Deposit Insurance Corporation (FDIC...
If your car is totaled, your car insurance company will reimburse you based on the current value of the car after this depreciation—not the price you paid for it, the cost of a new one, or the amount you still owe on your loan or lease agreement. That's where gap insurance comes in...
Is Social Security Going to End? There are no plans for Social Security to end. Current estimates from the Social Security Administration's 2024 Trustee Report state that the Old-Age and Survivors Insurance (OASI) Trust Fund, which pays out Social Security benefits, will be able to pay out ...