mechanismthatenablesustoliveimaginedexperiences.Muchofourwakinglifeisspentthinking abouteitherthepastorthefuture.Thisisknown as“mindwandering”.Duringtheseeventswe?re notpayingattentiontothecurrentworldaround us.Instead,we?rerecallingmemories,orcreating andprocessingimaginedfutures. Whenengagedin mindwandering,ourbr...
Another retirement date consideration is the date when an annual bonus is paid. I found out just in time that if I retired after the bonus period ended but before it was actually paid, that the company will not pay the bonus. My company’s fiscal year is from July 1 to June 30 which...
On the positive side, this is a way to receive your money more quickly and pay the loan back when you receive your official tax refund. The downside is that you must pay it back, typically with a relatively high interest rate with some lenders. Another potential downside is that th...
If there was ever a case of money doesn't buy happiness, this is it. My suggestion to Colin is to do somepart-time consulting to help fill the void. 15-20 hours a week is the perfect balance because it will give him purpose, something to do, and inject him back into society while...
Note that for the upcoming tax season the mandatedPATH act holdwill likely lift in mid to late February with refunds starting to be issued 1 to 2 weeks after the path act is lifted To get specific details on your refund payment date the best option is to review th...
The official date of retirement for support is the second Tuesday in the first month of the quarter following that anniversary (which also happens to be Patch Tuesday). That grace period typically means a few weeks or months of extra support tacked on at the end of the five- and 10-year...
For 2025, the limit is going up to $23,400. (For people reaching full retirement age in 2025 the limit will be $62,160.) When you can start collecting Social Security Eligible workers can begin receiving Social Security benefits at age 62. But you'll get a reduced monthly payment if ...
Retirement plans Vacation and time off For example, let’s say the company offers daily free lunches as part of its benefits package. And let’s say that the average daily lunch costs $10. Multiply that number by 5 days a week, and then 52 weeks a year — and you’re personally savin...
Though most home-sale profit is now tax-free, there are still steps you can take to maximize the tax benefits of selling your home. Learn how to figure your gain, factoring in your cost basis, home improvements and more.
Going through the process of divorce or separation is a trying time for any couple. Between dividing up property, legal proceedings and handling child custody, many people can forget the tax implications as well. You can avoid missteps with the IRS —esp