Many Americans may not realize it, but Medicare does not cover Americans who live outside the U.S., although some supplemental plans might apply for travel or short periods. “You have to check your policies, and it’s best to consult with a health insurance agent who understands Medicare ...
When you first become eligible for Medicare, you have a 7-month Initial Enrollment Period (IEP) to enroll in Medicare. Then once enrolled in Part A and Part B, you can sign up for a Medicare Advantage plan (also known as Medicare Part C). If you are aging into Medicare, then your I...
Prepare for Open Enrollment Explore MetLife Benefits Learn More 1 “Joining a Plan,” Medicare.gov 2“Understanding Medicare Advantage Plans,” Medicare.gov This article is intended to provide general information about insurance. It does not describe any Metropolitan Life Insurance company prod...
To see if you or an aging loved one might qualify for Medicaid to help pay for long-term care or home and community based services (and to explore potential eligibility for other assistance programs), visit Benefits.gov to use the Benefit Finder tool.Asset...
For some, delaying Part B is possible without facing the penalty. In order to qualify, you’ll need to maintain credible coverage while delaying Part B coverage. When it’s time to enroll in Medicare Part B, you can contact Social Security as you would otherwise, but again, if you want...
employer, but a layoff may impact your ability to afford insurance. If COBRA isn't available to you, you may qualify forspecial enrollmentthrough the Health Insurance Marketplace. The Affordable Care Act does allow for exceptions to the enrollment window for qualifying life events, like losing ...
You only get one Medigap Open Enrollment Period. But there are other times, depending on the circumstances, when you can qualify for a Medicare Supplement. This is called a guaranteed issue right, also called “Medigap protections.”
Medicare may be able to pay for strictly medical services, such as a home health aide, an at-home nurse, or physical therapy. These services will not be covered long-term, but they can help, especially if you or your family member are in a pinch. Back to Top I am an employed ...
Retirees at the age of 65 qualify for Medicare benefits. As part of SECURE 2.0, Congress raised the age at which retirees are required to make minimum distributions on select retirement accounts. The required age is now 73 years old.
Spouses who didn’t work at a paid job or didn’t earn enough credits to qualify for Social Security on their own are eligible to receive benefits that are based on their spouse’s record starting at age 62. Spousal benefits will be reduced if the primary recipient takes Social Security be...