It can be a little bit of work to maximize your points to cash in on free travel, but it's worth the effort. Check out our guides on using theAmex Travel Portal, theChase Ultimate Rewards® travel portaland how to make the most of yourAvios pointsfor a few ideas on how to get ...
Commit to one driver: Many car rental companies charge an extra fee to allow multiple drivers to use one car. Though, there are ways around the fee. In fact, some of those membership programs named above allow you to add more drivers without the extra fee. Use the right credit card: Gr...
SCHD also offers the advantage of low expense ratios, making it an affordable option for investors. The ETF charges a minimal annual fee in exchange for managing the fund, which helps maximize the overall returns for investors. It is important to note that while SCHD focuses on dividend-payi...
The Titanium member was disappointed that the property decided “to try and charge for an Elite upgrade.” I do expect to be given at least the room I booked, not downgraded to a smaller room and I absolutely do not expect being told there are upgrades available but for a ...
Learn the risks and rewards of doing a cash-out refinancing of your mortgage to help tackle some of your biggest personal finance goals and challenges.
An emergency fund can have your back through trying financial times, but it’s a good idea to avoid using it unless necessary. Learn when to tap into your emergency savings.
When you’re ready to make a final decision, you circle back to your shortlist and scrutinize each card more closely. That’s when you notice the pattern: They all charge an annual fee, some on the order of $400 or $500 — up to nearly $1,000. ...
Agent: “Sure, let me check for you. (Pause). It looks like we can waive the annual fee for you this year if you would like to keep the card open. How does that sound?” You: “Perfect – thanks!” Whether or not you have an offer to waive the annual fee, or as is becoming...
But luxury comes at a cost -- the $695 annual fee (see rates and fees) is one of the highest in the industry. Are you really ready to apply for The Platinum Card® from American Express? This card is not for everyone, but if you're a frequent traveler who loves the ...
Does Maxing Out a Credit Card Hurt Your Credit Score? Contactless Credit Cards: What You Need to Know What Is a Finance Charge? For the average U.S. resident, gas isn't a luxury -- it's a necessity. But even in a good year, that necessary expense can be a big pain in the bank...