Your 401(k) may be in old company’s stock– If part of your 401(k) is in your prior employer’s stock then there are special considerations to take into account regarding taxes and Net Unrealized Appreciation. Check out this article on MarketWatch for more information on moving company st...
The second thing to know about Social Security when married is your joint life expectancy. When couples are planning for retirement or annuity payments, they often use a joint life expectancy in which they take the life expectancy of their partner (who may become the beneficiary) into account a...
My companies pension plan gave service credit monthly. It was an “average salary” plan – it used the average of the last three years salary in the benefit formula. For a year to count you had to be employed on December 26. Remember you can max out a 401k early in the year, but ...
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