Credit scores are three-digit numbers used for individuals and some small businesses. Your credit score is based on information from the three major credit reporting agencies: Experian, TransUnion, and Equifax. FICO credit scores range from 300 to 850.1 Credit ratings are produced by credit ratin...
By law, you are entitled to a free copy of your credit report at least once a year from each of the three major credit bureaus, Equifax, Experian, and TransUnion.7The official website for that purpose isAnnualCreditReport.com. If you discover errors on your report, you have...
What is a credit check? A credit check, also called a credit inquiry, is a term that describes someone accessing your credit report from one of the consumer credit reporting agencies. A credit reporting agency (like Equifax, TransUnion, or Experian) must add a record to your credit report...