Here’s what to do if your auto insurance costs have become unmanageable, plus tips on how to lower your premium. » MORE: What to do if you can’t afford your homeowners insurance Don’t cancel your policy While you may be tempted to skip having insurance altogether, this decision can...
Health insurance is a vital aspect of taking care of your well-being, but it can also be a significant financial burden for many individuals and families. If you find yourself unable to afford health insurance, it’s essential to understand that you still have options to access medical care ...
Many states have last-resort insurers, often known as Fair Access to Insurance Requirements (FAIR) plans. They serve homeowners who can’t find insurance anywhere else. An agent can help you access these. » MORE: What to do if you can’t afford car insurance Check for discounts Most ins...
Not having health insurance means not knowing what will happen in the event of an unexpected injury or illness. It leads people to avoid preventative care for fear they can’t afford it. But this is a reality for millions of Americans. If you’re one of the millions that can’t afford ...
It pays to know what you can expect and how to soften the blow.US News &World Report
If your tax return shows that you owed less than $1,000, you’ll also avoid the penalty. Also important to note: Don't make a payment with a check you fear might not clear. If you do, the IRS will charge a 2% penalty of the payment if it's for $1,250 or more; i...
Can I Afford Long-Term Care Insurance? Assess the cost considerations of long-term care insurance for retirees and pre-retirees. Kate StalterDec. 20, 2024 12 Alternatives to Full-Time Retirement Ease into retirement at your own pace and in a way that aligns with your inte...
“Maybe you’ve got a mortgage that you’re trying to make sure is covered in the event of your untimely death. Or maybe it comes down to cash flow and the death benefit,” says Jolly. “If you can’t afford the premium on permanent life insurance, then I think term insurance solves...
Signs You May Need an Advisor Anyone can work with a financial advisor at any age and at any stage of life. You don’t have to have a high net worth; you just have to find an advisor suited to your situation. The decision to enlist professional help with your money is a highly pers...
Term life insurance is attractive toyoung people with children. Parents can obtain substantial coverage for a low cost, and if the insured dies while the policy is in effect, the family can rely on the death benefit to replace lost income. ...