An unfortunate reality is that not everyone can afford to have dental insurance. Poor dental health has a negative effect on your overall health. An increased risk of heart disease and diabetes are serious health conditions that are linked to poor oral hygiene. If you...
An accident-only plan may also be a good choice if you can’t afford accident and illness coverage but you still want some emergency insurance for your pet. Wellness plans Wellness or preventive care plans are typically sold as add-ons to an accident and illness policy (or,...
“I recommend purchasing a PPO plan,” Sachar says, “but always inquire if it’s a usual and customary fee schedule, not an in-network fee schedule. This ensures that you can go to any dentist that you like and the insurance will pay a majority of the fees so you don’t have to....
Some pet insurance companies have limits on the age when you can enroll your dog or cat (usually up to 10 years) while others have no upper age limits. However, most companies will not deny your pet coverage at any age once enrolled. Deliberate Injuries Any deliberate injury to your dog,...
However, depending on where you live, you may still face a state tax penalty if you can afford major medical insurance but opt to go uninsured. State laws on this requirement vary, so it’s important to verify whether your state mandates health insurance and understand any associated costs ...
Many experts agree that it's best to contributeas much as you can affordas early as possible, so you can maximize the effects ofcompoundinggrowth over time. A good rule of thumb is to aim tocontribute between 10% and 20% of your gross salary. The later in life that you start, the ...
The decision to put a parent in a nursing home is a tough one, and it’s largely met with a mix of guilt and relief. It’s easy to say, “I’ll never put my mom in a nursing home,” but the reality is that in some cases, the care you can offer as a caregiver isn’t suff...
To help you choose a fair and attractive amount, ask yourself questions like: What can I afford? Is this a difficult-to-fill position that’s in high demand? Will I offer a standard sign-on bonus amount to all candidates? How much experience does the candidate have?
Sometimes, saving money is the only way to afford these amenities, but unfortunately, individuals who receive government benefits such as SSI cannot save large sums of money without risking their benefits being taken away. Luckily, ABLE accounts can help disabled individuals save and invest their mo...
If you can't afford to pay for healthcare, you may qualify for Medicaid. Medicaid is a public health insurance program for individuals and families with low incomes that's jointly financed by the federal government and states. In this article, you'll learn how Medicaid works, who qualifies,...