Have you noticed an increase in the cost of your credit card debt? There are a few reasons why that's happening.
What to do about credit card default You have several options tohandle your debt. You can continue to pay it off, try to settle the debt for less than owed orfile for bankruptcy. One might argue that a fourth option exists, which is to do nothing. But ignoring the problem will not ma...
Credit card debt doesn't just go away when you're gone, but the liability doesn't always fall to your loved ones by default either. It depends on the kind of account, where you live and more.
Credit card debt becomes your estate’s responsibility after you die. The surviving spouse or the executor of the estate should contact the credit card issuer as soon as possible after a cardmember has passed away. Discover® Deceased Account Services Specialists will work with you to close a...
What to do if you can’t pay your credit card debt If you’re worried about paying your credit debt—in the immediate future or longer term—consider these steps first. Try to make at least the minimum payment. Each month, your bill spells out the minimum payment you must make to stay...
A credit card hardship program can be a crucial lifeline if you're having financial difficulties. Here's why.
2 If the item was bought with a debit card, then the charge cannot be reversed unless the merchant is willing to do so. What’s more, debit card theft victims do not get their refund until an investigation has been completed.3 The credit cardholder, on the other hand, is not ...
THE PHONE RINGS AND IT'S A CALL ABOUT A credit card debt you forgot about long ago. Soon after, you learn you're being sued. "Typically, a creditor or debt collector will sue when a...
You never intended for things to get so out of hand. Yet here you are, with unmanageable credit card debt. Did you know that, if handled properly, debt relief can rid you of your albatross? Here’s what you should know about credit card debt relief. What
Credit card debt doesn’t follow you to the grave. Rather, after death, it lives on and is either paid off through estate assets or becomes the responsibility of a joint account holder or cosigner. In nine community property states, debts acquired during a marriage are the responsibility of ...