Thismortgage stressoften occurs when interest rates rise, pushing your repayments too high while pushing you past theAPRA serviceability buffera lender uses to assess if you can afford a new loan. Being outside of this buffer can leave borrowers in danger of missing repayments and eventually hav...
You’ll also be unable to apply for anAustralian Business Number(ABN), which is required for most small business owners. You may also have trouble interacting with a number of Australian government agencies, or applying for assistance, such as HECS-HELP or support payments through Centrelink. Ho...
If you’re a current customer looking to change mobile or internet providers, we have an in-depth guide on how to switch from Optus. Whether or not you’re able to switch from Optus without facing any exit fees or device repayments comes down to the terms of your current contract, so ...
Individuals experiencing entrenched poverty often rely on welfare as their only source of income but welfare policies in wealthy nations discourage welfare reliance by providing payments that do not adequately cover even the most basic of needs. This stance was abundantly expressed in a recent ...
‘When you look in the media, there’s so much stuff—so much missed or limited information about oh, you know, this—these many Aboriginal people are on Centrelink (Centrelink is the Australian Government’s agency that delivers a range of Commonwealth services to the community, such as pay...