000 minimum) of the Vanguard Total Stock Market Index Fund is just 0.05%. So for every $10,000 invested, Vanguard charges a total of just $5 a year to manage this basket of stocks. There is no way an individual could replicate the underlying holding themselves ...
Stocks have the potential for capital gains and, as I explain elsewhere on the blog, they should dramatically outperform savings accounts over time. You are only looking at the 5% savings interest rate v. the stock dividend currently at 2%. This dividend and the value of the stocks both h...
A robo advisor is an automated advisor - really, a software program - that does the work for you. How do you currently manage your investments? 5. Invest in Bonds Buying a bond is basically just buying debt. You can invest in them much like you would stocks (for the differences between...
When stocks felt overvalued last year, I put more money into bonds and it felt better than investing in expensive stocks. I kept adding to bonds until I got up to 10%. Now that stocks have gone down and bonds have gone up, I can move back into a heavier stock allocation and feel ...
Looking at data forVTSAXas a proxy for the total U.S. market reveals a standard deviation of 18.33%. UsingVTIAXas a proxy for non-US stocks reveals a standard deviation (SD) of 20.73%. To use a nice round number, let’s call SD of broadly diversified markets 20%. What does this me...
Generational Wealth Benefit Of Stocks Stocks in taxable accounts benefit from a stepped-up basis. Assume you bought 1,000 shares of VTI at $50. When you die, VTI is at $400. Instead of selling your stock, you pass down your VTI shares to your daughter. At the moment she inherits the...
Update:HAINX, CGMFX and all individual stocks are now gone. Addendum 1:Please note —I no longer hold VGSLX. Please seeStepping away from REITsfor a discussion as to why. Addendum 2:What if you can’t buy VTSAX? Or even Vanguard?
搀水股票 water-down stocks (ordinary stocks that can be bought by persons inside a stock company or a business at a cost lower that their face value) 禅dhyana 产粮大省 granary province 产品结构product mix 产权明晰、权责明确、政企分开、科学管理clearly established ownership, well defined power and...