Note that some card brands prohibit surcharges that would make the consumer choose one brand over the other. AMEX, for example, disallows fees when it's not equally imposed on other products. Credit Card Surcha
Firstly, while cash discounts in their true form are allowed in all 50 states, two states still prohibit surcharging credit card transactions. If you surcharge in a state with a law against it, you’re breaking the laws of that state. As of 2025, surcharging is prohibited by law in Con...
Bankrate utilizes Quadrant Information Services to analyze March 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a single, 40-year-old male and female driver...
In states where surcharges are legal, there are still credit card rules and regulations you need to follow: Be clear about surcharges before the transaction. Before the sale is finalised, you must make it clear to customers that there is a surcharge. You can do this by posting signs at...
A HELOC early payoff or prepayment penalty is a fee the HELOC lender charges if you settle the debt long before the loan term ends. If you repay and close the line of credit within a certain time after opening it — when you’re still in the draw period — you may also be charged ...
Refuse any particular payment transaction at any time for any reason and will only be required to make available the fact of the refusal and the reasons for the refusal and how you may resolve the problem, where possible, upon request and provided it is not prohibited by law; Reverse a pa...
States That Don’t Allow Credit Card Surcharges As of early 2023, only three states and one US territory (Puerto Rico) still prohibit credit card surcharging. In the following jurisdictions, you won’t be able to impose surcharges (at least for now): ...
Rhode Island: House Bill 6087 limits rental application fees beyond the cost of background or credit checks. Two other states have laws pending: California: State senate passed Senate Bill 611 that requires landlords to disclose monthly rent rates including any fees, deposits and charges. It also...
states used himself house few american use place during without high again home around small however found mrs part thought school went say once general upon war left every don't does got united number hand course water until away always public s something fact less though far put head think ...
However, in many places the breakdown of charges can be complicated. Philadelphia, for instance, charges a $100 filing fee that eventually gets applied toward the $235 permit fee, plus additional city and state surcharges of $3 and $4.50 per permit, respectively. And in Tamarac, Florida,...