Firstly, while cash discounts in their true form are allowed in all 50 states, two states still prohibit surcharging credit card transactions. If you surcharge in a state with a law against it, you’re breaking the laws of that state. As of 2025, surcharging is prohibited by law in Con...
Note that some card brands prohibit surcharges that would make the consumer choose one brand over the other. AMEX, for example, disallows fees when it's not equally imposed on other products. Credit Card Surcharge Laws by State 2025
What's a checkout fee, and when and how does it get charged to me? Who is charging me this checkout fee, Bank of America or the merchant? How much will I be charged? Which states restrict or prohibit adding surcharges to credit card transactions? Why was I charged a checkout...
In states where surcharges are legal, there are still credit card rules and regulations you need to follow: Be clear about surcharges before the transaction. Before the sale is finalised, you must make it clear to customers that there is a surcharge. You can do this by posting signs at...
Rhode Island: House Bill 6087 limits rental application fees beyond the cost of background or credit checks. Two other states have laws pending: California: State senate passed Senate Bill 611 that requires landlords to disclose monthly rent rates including any fees, deposits and charges. It also...
Bankrate utilizes Quadrant Information Services to analyze March 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a single, 40-year-old male and female driver...
Refuse any particular payment transaction at any time for any reason and will only be required to make available the fact of the refusal and the reasons for the refusal and how you may resolve the problem, where possible, upon request and provided it is not prohibited by law; Reverse a pa...
However, in many places the breakdown of charges can be complicated. Philadelphia, for instance, charges a $100 filing fee that eventually gets applied toward the $235 permit fee, plus additional city and state surcharges of $3 and $4.50 per permit, respectively. And in Tamarac, Florida,...
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Refuse any particular payment transaction at any time for any reason and will only be required to make available the fact of the refusal and the reasons for the refusal and how you may resolve the problem, where possible, upon request and provided it is not prohibited by law. Reverse a ...