Straight Medicaid in Michigan is available to pregnant women, infants up to 12 months old, children up to age 19, parents or guardians with children living in the household, adults age 65 or older and disabled or blind. If you are disabled, the disability must be verified by the Social Se...
A Lady Bird deed can be useful if the grantor may someday want to apply for Medicaid to pay for long-term nursing care. To qualify for Medicaid, the value of your assets needs to be below certain limits. Many states allow you to keep your primary residence and still qualify. But if, ...
The most common alternative to an ABLE account is a special needs trust, which allows account holders to save money for additional disability-related expenses for a friend or family member without jeopardizing that person’s SSI and Medicaid eligibility. Special needs trusts can be...
However, once the Centers for Medicare & Medicaid Services announced the details for the Obamacare open enrollment, it was clear they wanted to cast a wide net and allow as many people as possible to enroll in or switch their coverage. And, as mentioned, the annual fall open enrollment is ...
Other restrictions involve insurance coverage. Plans for public employees who are paid using state funds don’t cover abortion except in cases of rape, incest, or a life-endangering health condition. Medicaid coverage in the commonwealth includes the same caveats — as does coverage under plans in...
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“estate” at his or her death. States differ in how they define “estate” for purposes of Medicaid recovery. Some states—like Michigan, Texas, and Florida—define “estate” to mean “probate estate.” In these states, lady bird deeds can avoid Medicaid recovery because they remove the ...
In its widely used manual for diagnosing mental illness, the American Psychiatric Association calls excessive video gaming a "condition" but not a formal diagnosis or disease, and says more research is needed to determine if it qualifies as an addiction. ...