Some cities and states saw major revisions to rent control laws in 2024, but it's important for tenants and landlords to also watch local regulations. Liz Brumer-SmithFeb. 21, 2025 How to Prep a Home-Emergency Kit Having an emergency kit at the ready will bring peace of mind and fast ...
Whether you're a seasoned real estate investor or just dipping your toes into the rental market, understanding the nuances of insurance coverage is crucial for safeguarding your investment. Rental property insurance, also known as landlord insurance, provides financial protection for property owners who...
Renters insurance covers your personal belongings and provides liability protection if someone is injured on your property It does not cover the physical structure of your home, which your landlord’s insurance should cover While prices vary by person, renters insurance is usually affordable What Rente...
In addition to insuring your personal possessions, renters insurance covers the policyholder against liability for injury or property damage sustained by others. This could include structural damage to an apartment building where the renter is liable for damages. Though the landlord’s insurance will li...
How to Resolve Tenant-Landlord Disputes Keep the peace, ditch the stress. Landlord Insurance vs. Renters Insurance: What’s the Difference? Your guide to whose policy covers what. Landlords: Here’s Why Your Tenants Should Get Renters Insurance And why you should include it as part of your ...
You can often add extra renters insurance coverage for things like identity theft and valuable jewelry. More like this Renters Insurance Insurance One of the perks of renting is that it’s your landlord’s responsibility, not yours, to insure the building and make repairs. But as a tenant, ...
coverage. An umbrella policy, on the other hand, covers more than the liability portion of your home policy and usually comes with higher coverage limits. Things like personal injury and landlord liability are usually included in an umbrella policy, but not in Coverage E of your home insurance...
Landlord insurance may also act as insurance for Airbnb hosts, but this will also depend on where you buy your policy. Some landlord insurance providers will not cover a property that is left vacant for long periods of time, which is something an Airbnb host could run into. Speaking with ...
What Does Renters Insurance Cover? Losses and damages to personal property. What is Not Covered by Renters Insurance? Damages to the actual physical dwelling. Instead, this type of policy is presented as “landlord insurance,” which also covers liability protection in case of accide...
Covers injuries to other people in your home, regardless of fault. For more details, seeWhat Does Renters Insurance Cover? Besides the standard coverage above, Travelers renters insurance also includes housing improvements coverage. That means if your landlord has let you make alterations or upgrades...