While many financial advisors suggest limiting the number of individual stocks you own in favor of mutual funds, you nevertheless may want to buy stock in companies you believe will increase in value (and those
The U.S. Supreme Court has recognized the value of jury diversity for decades, even if the ideal in practice has often been elusive. In the 1940 decision Smith vs. Texas, the high court ruled unanimously that the Constitution prohibits racial discrimination in the selection of grand juries, ...
In contrast to put buyers, put sellers have limited upside and significant downside. The maximum that the put seller can receive is the premium — $500 — but the put seller must buy 100 shares of stock at the strike price if the buyer exercises the put option. Potential losses could exce...
During the U.S. stock marketcrashof October 1929, many companies went bankrupt, leaving their shares worthless. Because many had previously provided false or misleading information, public faith in the integrity of the securities markets plunged. ...
cryptocurrency transactions are recorded with public-private key cryptography. A cryptographic signature called ahashis used to transfer coin ownership. Before being added to the blockchain, each transaction is checked by a computer — a miner. For their work, miners are rewarded in bitcoin (or an...
A down market is a good time to transfer funds from a traditional IRA or 401(k) plan to a Roth account. You will recognize taxable ordinary income on the amount converted, but that amount may be smaller in a down market and you’ll owe less in taxes. You can leverage tax loss harves...
Short selling is costly and complex A stock represents a slice of ownership in a company, and the sale of a stock is a transfer of that ownership to someone else. But how can you transfer ownership of something you don’t own? To sell short, you must first “borrow” the stock. Typic...
Time and budget constraints can make it difficult for noninstitutional investors—i.e., individuals—to create an adequately diversified portfolio. This challenge is a key to why mutual funds are so popular with retail investors. Buying shares in a mutual fund offers an inexpensive way to diversify...
This guide shares the typical ACH transfer processing time alongside rules and regulations you’ll need to consider when using this type of electronic payment. What is the Automated Clearing House (ACH)? The ACH is a digital network that processes electronic payments between banks. The ACH tra...
In the law of several jurisdictions, courts can order that a shareholder needs to transfer his shares to another shareholder or a third party. This article focuses on procedures to resolve disputes among shareholders in closed or closely held companies. An important question is what constitutes a ...