but without a persistent inflation problem… food prices have been cited as a factor in a possible rebound in inflation, but it is important to distinguish between one-off factors that cause a temporary increase in the price level, and a permanent increase in the inflation rate (...
I settled on 72%/28% US/International for myself because 2s and 8s are nicer-colored numbers in my mind than the other options (I’m actually serious…this is why I try to take my ridiculous brain out of my investing decision-making as much as possible). Stocks vs. Bonds Here is th...
“Everything should be made as simple as possible but no simpler” is a quote often attributed to Albert Einstein. Whether he actually said that is debatable, but it certainly applies to investing. The simplification of the yield curve indicator has, in my opinion, gone too far. It isn’t...
I used to say that 5% of the portfolio is plenty of “play money” for investing in single stocks, startups, breweries, or whatever you fancy. Maybe 10% at the most. However, that was assuming one is pre-FI. Once you’ve got your 25x (or 30x or whatever number helps you sleep ...
You may have noticed that investors are increasingly adopting direct indexing strategies to personalize their investing experiences as well.¹ The topic may be generating buzz, but what exactly is direct indexing, and how does it work? Which of your clients could potentially benefit from the ...