There's an open enrollment period on the Health Insurance Marketplace every year during which people can buy or switch insurance plans. Enrollment outside of the open season is allowed only for those whose circumstances change such as because they've married, divorced, become a parent, or lost...
Usually what these abbreviations stand for and mean is pretty straightforward (AEP stands for Annual Enrollment Period, when people can update Medicare plans each year), but this isn’t always the case. Specifically, agents may hear and know what FMO, IMO, NMO, MGA, and GA stand for, but ...
strategy, risk management, and metrics and targets. It was developed by the Task Force on Climate-related Financial Disclosures, a group commonly known as the TCFD that was created by the Financial Stability Board. The recommendations were incorporated into...
Health insurance provides peace of mind, covering unexpected medical expenses and offering access to preventive and mental health services. Although the costs can feel high, having health insurance can be essential for financial stability, allowing you to stay healthy and manage expenses. Key Factors ...
The policy limit is the maximum amount an insurer will pay for a covered loss under a policy. Maximums may be set per period (e.g., annual or policy term), per loss or injury, or over the life of the policy, also known as the lifetime maximum. ...
Before open enrollment, check in and see if there are any legal changes or compliance issues that may impact your open enrollment period. If you’re running a smaller, growing business, this is a good time to tally your employee headcount, as that may impact the resources and requirements th...
The Department of Treasury has issued preliminary proposals to use a "look back/stability period safe harbor" method to determine who constitutes a full-time employee for these purposes. (IRS Notice 2011-36). These preliminary proposals have also discussed but not yet provided rules for ...
A major medical health insurance plan is a comprehensive plan that complies with the minimum essential benefit standards set by the Affordable Care Act (ACA, also known as “Obamacare”). These plans cover a wide array of inpatient and outpatient healthcare services, ensuring broad health ...
Asia is the biggest producer of duck meat and eggs [1], and China is the main producer [2]. Genetic improvement programs for meat-type ducks have success- fully enhanced their productive performance. In particular, Pekin ducks are well known as the main meat-type duck and they have been ...
Plant height (PH) is one of the most important components of the plant ideotype, and it affects plant biomass, yield, lodging resistance, and the ability to use mechanized harvesting. Since many complex pathways controlling plant growth and development remain poorly understood, we are still unable...