Something interesting to note is that credit unions insure a higher percentage of their deposits than banks do; approximately 90% of credit union deposits are insured. Does that mean that credit unions are safer than banks? Not necessarily; according to Beeler, the discrepancy comes down to the...
Americans are concerned that revamping the health care system would reduce the quality of their care, increase their out-of-pocket health costs and tax bills, and limit their options in choosing doctors, treatments and tests, the poll found. The percentage who describe health care costs as a s...
In the closing of her concession speech, Harris drew on an image of hope in a difficult time that echoed a famous bit of presidential rhetoric. “Only when it is dark enough can you see the stars,” she said, quoting a line from the Rev. Martin Luther King Jr.’s famous speech i...
Bankruptcy is the tip of a medical-debt iceberg: tracking the number of uninsured Americans is only part of the story: how many insured Americans incur medical debt that deters them from seeking care? Health Aff. 2006;25(Suppl1):W89–92. Google Scholar Statistics, N.B.o., China ...
Low-income car insurance is a good option if you need coverage to avoiddriving completely uninsured(which is illegal in most states), but it can leave most drivers seriously underinsured. Low-income car insurance often has significant gaps that could lead to out-of-pocket expenses if you have...
Whether you’re moving to a new bank or looking to beef up your current deposit account, a relationship rate, also known as a relationshipannual percentage yield(APY), can help boost your savings potential. A relationship APY is a boosted yield you may get with a deposit account if you op...
Differences in Coverage and Benefits: The major differences among these plans lie in their premium costs, deductible amounts, and the percentage of medical expenses the plan covers after the deductible is met. Higher-tier plans like Gold and Platinum offer more comprehensive coverage and lower out...
However, Medicaid Expansion extended coverage to include adults with incomes up to a certain percentage of the federal poverty level, varying by state. The federal government provided substantial financial incentives to encourage states to adopt this expansion, covering the costs for newly eligible enrol...
over-65 crowd. While only 3% of those over age 65 lacked a usual source of care in 2022, that number surged to 19% when looking at people ages 18 to 34. The percentage of adults who reported no usual source of care continued to decline when looking at increasingly older populatio...
and only a very small percentage of those bank customers held accounts under the FDIC maximum. At SVB, 94% of domestic deposits were uninsured, while 90% of Signature Bank's deposits were uninsured, according to a report byS&P Global Market Intelligence. That is far higher than th...