What does the FTC do? The FTC was founded under the Federal Trade Commission Act. It is currently headed by Andrew Ferguson under the Trump Administration. The FTC Act empowers the commission to: Prevent unfair methods of competition; unfair or deceptive acts; and other practices tha...
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An important enforcement agency in the U.S. is the Federal Trade Commission (FTC). Its authority to regulate on behalf of consumer protections comes from The Federal Trade Commission Act (FTC Act), which has broad jurisdiction over commercial entities under its authority to prevent unfair or "...
ICE is responsible for enforcing federal laws, both criminal and civil, that encompass border control, customs, trade, and immigration. After the FBI, it's the largest investigative agency in the U.S. federal government. Its powers include investigating, apprehending, arresting, detaining, and rem...
Consider that securitization of mortgages not only provides increased liquidity for investors, lenders and borrowers, it also offers a way to support the housing market, which is one of the largest engines of economic growth in the U.S. A strong housing market often bolsters a strong economy ...
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The Earned Income Tax Credit is designed to help low-to-moderate-income taxpayers get a tax break. Which workers qualify depends on factors like income and investment earnings, filing status, citizenship, and more. Use this breakdown of the Earned Income
The timing of these deductions—whether they come out before or after taxes—can significantly impact your employees’ take-home pay. Health insurance premiums Health insurance is usually the largest voluntary deduction from employee paychecks. These premiums cover medical, dental, and vision insurance ...
The applicable federal rate (AFR) is the minimum interest rate that theInternal Revenue Service(IRS) allows for private loans. Each month the IRS publishes a set of interest rates that the agency considers the minimum market rate for loans.1Any interest rate that is less than the AFR would ...
A debt collection agency is a company that attempts to collect delinquent debts from individuals or businesses, either on behalf of the original creditor or on its own. Debt collectors are subject to federal and state laws on what they are allowed to do and not do. Key Takeaways Deb...